Insurance Learning Centre
Helpful advice. Clear Answers.
Your go-to resource for insurance tips, guides, and explanations to help you make informed decisions and protect what matters most.
Looking for answers about home, auto, business, or travel insurance?
The Insurance Learning Centre is your resource for practical insurance advice, coverage explanations, and answers to common questions. Whether you're reviewing your current policy or exploring your options, these articles are designed to help you better understand insurance and make informed decisions.
Topics include:
Claims & Risk Management
Insurance Tips & Industry Updates
What Information Do I Need to Get Home Insurance?
Wondering what information you need to get home insurance? Here's what to have ready, whether you're insuring a home, condo, townhouse, duplex, or rental property.
Does Home Insurance Cover Overland Water?
Wondering whether home insurance covers overland water? Learn what overland water is, how coverage works, what's typically covered, and why limits and deductibles matter.
Does Home Insurance Cover Sewer Backup?
Wondering whether home insurance covers sewer backup? Learn what's typically covered, common exclusions, coverage limits, deductibles, and how to choose the right protection for your home.
Does My Home Insurance Fully Cover My Valuables?
Do you know if your home, condo, or tenants insurance fully covers your valuables? From jewelry and watches to e-bikes, designer handbags, sports cards, Pokémon cards, and other collectibles, many policies include special limits that may surprise you. Learn when those limits commonly apply, what "mysterious disappearance" means, and when it may be worth scheduling your valuable items.
Does My Home Insurance Cover My Home Business?
Starting a side hustle or home-based business? Learn why home insurance may not automatically cover your work, tools, customers, or liability.
Do I Need Condo Insurance in BC?
Confused about condo insurance? Learn why you still need your own policy, what your strata insurance covers, deductible assessments, renovations, water damage, and more in this practical guide for BC strata owners.
Can I Insure My Home with Poly-B Plumbing in BC?
Learn how Poly-B (Polybutylene) plumbing can affect home insurance in British Columbia, including updated copper fittings, premiums, water damage deductibles, and your insurance options.
Does Home Insurance Cover Wildfires in BC?
Wildfires and forest fires can happen anywhere in British Columbia. Learn how home insurance typically responds to fire damage, smoke damage, evacuation orders, rebuilding costs, detached structures, and more.
Do You Need Earthquake Insurance in British Columbia? What Every Homeowner Should Know
Learn how earthquake insurance works in British Columbia, including deductibles, rebuilding costs, additional living expenses, buy-down options, and whether insurers would still pay after a major earthquake.
Home Insurance in BC: 10 Things Every Homeowner Should Know Before Renewing
Learn the 10 most important things every BC homeowner should review before renewing home insurance, from replacement cost and water damage to discounts, deductibles, and coverage gaps.
Disclaimer
The information provided in the Insurance Learning Centre is intended for general educational purposes only and should not be considered insurance, legal, or financial advice.
Insurance products, policy wordings, coverage options, eligibility, and availability vary by insurer and province. Coverage described in these articles may not apply to every insurance policy or situation.
Always review your own policy and consult a licensed insurance advisor regarding your specific circumstances before making insurance decisions.