I'm James Kramer, an insurance advisor with over a decade of experience helping individuals, families, and businesses protect what matters most.

I'm licensed for general insurance through Central Agencies Ltd. in British Columbia and Broker Canada Insurance Group Ltd. in Alberta and Manitoba.

I am also licenced for and provide independent life insurance advice, partnered with True Value Financial Inc.

My focus is straightforward guidance, clear options and coverage that truly fits your needs.

Learn more about me →