Independent Insurance Advisor in Langley, BC

Choose the Insurance services that you’re looking for. General Insurance & ICBC Autoplan, and Life Insurance are provided through seperate licensed entities.

How can I help you with your insurance?

General Insurance

Home, Auto, Business, Travel, and Specialty Insurance

ICBC Autoplan

Start your ICBC Autoplan renewal with a quick online form, email, phone or text.

Life Insurance

Life, Critical Illness, and Accident & Sickness Insurance

Reader’s Choice Awards Silver Winner

Honoured to be recognized as the Silver Winner for Best Insurance Provider in the 2026 Lanlgey Advance Times Readers’ Choice Awards.

Queer Business BC

Featured by Queer Business BC

Recognized for a people-first, education-focused approach to insurance.

I'm James Kramer, an insurance advisor with over a decade of experience helping individuals, families, and businesses protect what matters most.

I'm licensed for general insurance through Central Agencies Ltd. in British Columbia and Broker Canada Insurance Group Ltd. in Alberta.

I am also licenced for and provide independent life insurance advice, partnered with True Value Financial Inc.

My focus is straightforward guidance, clear options and coverage that truly fits your needs.

Insurance Advice You Can Trust